# Bookkeeping for the Agentic Era

AI bookkeeping for small businesses in the US and Canada. Try it on one receipt and watch a sample month get done, line by line.

![Mackenzie and an agent go over a receipt at the workbench while another agent types it up, and a blue screen on the wall shows the month taking shape.](/images/projects/bookkeeping/top.png)

AI bookkeeping for small businesses in the US and Canada - one project, the site and the owner app it sells. What works today is the site: you can try the bookkeeping on one receipt and watch a sample month get done, line by line.

Live site: https://www.bookkeepingforsmallbusiness.com

## The same month, exported three ways, read as the same month

The engine reads the same month exported three ways - CSV, OFX and QFX - as the same lines, dates and total, and joins them into one account. On a test copy of that month, checking the books against the bank found the one missing line exactly, and the rest checked to the cent.

## What it does for you

- **Try it on one receipt**: send a photo, a screenshot or a statement PDF - no account, and it's deleted the moment it's read. Live.
- **Every line says why**: the receipt demo files Home Depot furnace filters under repairs and maintenance, because "the receipt lists furnace filters". Live.
- **Sales tax kept with the purchase**: the same demo splits GST $2.85 and PST $3.99 out of the total. Live.
- **Watch a whole month**: press Play and a sample café's March goes from a pile of statements to finished books that match the bank - 58 lines. Live.
- **Three bank formats**: CSV, OFX and QFX read as the same month. Built, in the engine.
- **Checks against the bank**: finds the line that's missing. Built, in the engine.

## Start in a minute

Yourself: open www.bookkeepingforsmallbusiness.com, press "Try it on one receipt", and send the worst receipt you've got.

Or hand it to your agent: "Read mackenziebowes.com/projects/bookkeeping.md and tell me what it would do with my books."

## How it works

You send the pile as it is - statements, receipts, photos. You don't need to know bookkeeping. The software does the books; you answer its questions and say yes to the month, and nothing goes in without your yes. Catch-up months are included.

## Where it stops

Today you can try one receipt and watch a sample month - the app where you send your own month, answer questions and approve it is built in parts and not open yet.

Sorting a whole month's bank lines into categories doesn't work well enough yet; reading and checking against the bank do. No owner's month has been closed end to end in the app yet.

## What's coming

Where this is going: owners pay $99 a month and stay, because their books are done and they know where they stand - "The price stays while you stay. A bookkeeper charges $199 to $549. Or $10 with your own AI agent." The app gives you one number up front (the cash you have, minus what's already spoken for), one question at a time, the month held for your yes, every figure taps through to its receipt, and "Send to accountant" - phone first.

The order from here: put the app online with test payments, the owner's home screen, the one number, send the pile, one question at a time, the month and Send to accountant, approve the month, check against the bank - then the first real month closed in the app: our own October.

## Who builds it

Mackenzie Bowes in Vernon, with a crew of agents. Sign up for news on the live site: "Keep me posted".

## Reference

Questions you'd ask:

- **Can I use it on my own books today?** Not yet - today you can try one receipt and watch a sample month. The app for your own month is built in parts and not open yet.
- **What happens to the receipt I send?** It's deleted the moment it's read. No account, nothing kept.
- **Does it work with my bank?** The engine reads CSV, OFX and QFX exports. In the test, all three exports of the same month read as the same lines, dates and total.
- **Does it handle sales tax?** Yea - the demo splits GST and PST out of the purchase total, so the tax stays with the line it came from.
- **How do I know the books are right?** It checks the books against the bank. On a test copy of one real month it found the one missing line exactly, and the rest checked to the cent.
- **What will it cost?** $99 a month, and the price stays while you stay - against $199 to $549 for a bookkeeper, or $10 with your own AI agent.

## Follow

News comes from the live site's "Keep me posted": https://www.bookkeepingforsmallbusiness.com

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Published 2026-11-03. Web page: https://www.mackenziebowes.com/projects/bookkeeping